Interview Cracker: Bank P. O. Clerks and Other Bank/Finance Related Jobs

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Before & During Interview Why Interview? Preparing for Interview During Interview Behavioral Questions Tell me something about yourself? Tell us little about your past experiences/work? What are your strengths? Explain difference between smart worker and hard worker? Tell me on the basis on which strength should we select you? What are your weaknesses? Based on which weakness, we should not select you? Can you work under pressure? What is your short term Goals? What is your long term Goals? Where do you see yourself five years down the line? Why should we employ/hire you? What kind of salary are you expecting? Why do you want to join banking sector? Have you applied to any other sector apart from banking? Tell me about an experience in which you had to use tact? Who are our major competitors and what differences do you notice in our products? What significant trends do you see in the future for our industry (related to banking sector)? Why do you want to leave your current job? Do you prefer to work in a team or as an individual? Why did you choose your major? Why didn’t you pursue a career in your major? Why do you want to work with us? Are you willing to relocate or travel? Are you willing to take risk? What do you know about this company? Why you want to join bank? Why not teaching job? What do you expect from this job? How do you evaluate success? Is anything else that we should know about you that would impact our decision? What will you do if you are asked to give a bribe? If your boss is taking all the credits for your work, what will you do? How do you think you conducted or performed during this interview? If after sometime you start disliking the job? What would you do? What Salary Are You Expecting? How much do you expect? How much do you think you are worth? What kind of a culture are you comfortable with? Which is more important to your salary, perks or growth opportunities? Banking Related Questions What is Bank? Explain type of banks and banking in India? Difference between Banking and Finance? Describe role of Banking? Explain briefly the financial instruments- cheque, Banker’s cheque, Demand draft, Travellers cheque, Money order, Postal order? What are Assets and Liabilities of bank? Explain Money Market and Capital Market? List down and explain the instruments of Money market and Capital Market? What is negotiable instrument? What is Sub-prime loan? What is ROC? What is difference between forward and reverse mortgages? Explain RTGS and NEFT? What is MBB (Multi-Branch Banking)? What is Tatkal Draft facility? Explain SLR and CRR? How is SLR determined? What is the Need of SLR? What is the main use of SLR? What is CRR Rate in India? What is a Repo? Explain Repo rate and Reverse Repo rate? What is a Bank rate What is the difference between Bank Rate and Repo Rate? Explain Demand liabilities and Time liabilities? Difference between bank account balance & credit card balance? Explain Capital Adequacy Ratio (CAR)? Explain Basel I and Basel II norms? Explain Balance of trade and Balance of payments? What is a favorable balance of trade? What is Balance of payments adjustment mechanism? Difference between Banks and moneylenders? What is the difference between a Customer ID Number and a Personal Identification Number (PIN)? What is IVR? What is automated clearing house (ACH) facility & how does it work? What is Gold Standard? What is the role of the Reserve Bank of India in currency management? What are Bonds and types of Bonds? What is ‘Mortgage and types of mortgages? What does Credit Rating mean? List down the Credit rating agencies in India? Explain Money supply and types of money? Economy Related Questions What are GDR, GDP and CPI? Explain ‘Recession’ and ‘Depression’? What is “Economic Crisis”? Explain FDI and FII? What are Fiscal deficit and its components? What is inflation - define causes and role of inflation in an economy? Explain “Cost-Push Inflation” and “Demand-Pull Inflation”? What’s the Difference between the two? What is relation between Inflation and Bank interest Rate? What is Deflation? What is Deflationary Spiral? What is a Barter economy? What is a fiscal deficit? What is Balance on capital account? What is Balance on current account? What is a balanced budget? What is balanced growth of an Economy? What are Middle Income Countries? What is MFN? Stock Market Related Questions What is Equity/Shares? What is a blue chip company? Why ‘Blue’ word is used for such companies? What are G-Sacs (Government Securities)? Account Related Questions - Explain Golden rule of accounting? What is accounting? What is difference between Bookkeeper and Accountant? Explain debit and credit with an example? Explain Assets, Liabilities, Equity, Income and Expenses? Explain Balance sheet, Ledger, Journal? Explain Cash basis and Accrual basis accounting? Tax Related Questions What is a direct Tax? What is an Indirect Tax? What is Black Money? What is a Black Market? Miscellaneous Questions What is a Beggar thy neighbor policy? What is a Bill of Lading? What is the use of color boxes in WTO category of subsidies? What is Policy of Laissez Faire? What is the difference between Monopoly and Monopsony? What is Monopolistic Competition? What is PERT and CPM? Explain Planning commission and functions of Planning Commission? Explain Finance commission and functions Punch Lines and Significance of Logos of Nationalized Banks Overview of the Nationalized Banks Important Government Schemes Banking Terminology Economy Terminology Stock Market Terminology Abbreviations