Personal Finance: Planning and Implementing Your Financial Goals

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Cultivate lifelong financial success! Planning a successful financial future requires careful cultivation through every season of your life. Whether you are taking out a loan for education, purchasing a car, or making your first investment, success depends on good choices and proper planning. That\'s why Vickie Bajtelsmit\'s \"Personal Finance: Skills for Life\" equips you with the knowledge, tools, and skills you need to plan for your financial future and make smart financial decisions throughout your life. With this text, you can: Develop lifelong financial skills and complete your own comprehensive financial plan as you work through the \"Developing Your Skills\" sections in the book. Assess your personal approach to money and financial decision-making in \"Learning About Yourself\" features. Learn effective decision-making strategies. Apply what you\'ve learned to realistic financial situations, engaging cases, and \"Learning by Doing\" problems. Uncover common personal finance myths and misconceptions. Review the latest research results in behavioral psychology as they apply to personal finance. Find out how to use the Internet in financial planning. Improve your math skills with \"Go Figure!\" worked-out examples. Plan your future with the Personal Financial Planner This book is packaged with a free Personal Financial Planner--a collection of 55 ready-to-use worksheets that will help you make decisions and plan for future financial success. These tools include worksheets for assessing your spending habits, calculating an affordable home price, weighing your options in purchasing a car, performing a health insurance needs analysis, planning for retirement, and much more.With a strong emphasis on lifelong financial planning, Vickie Bajtelsmit\'s new text equips readers with the skills they need to plan their future and make smart financial decisions throughout their lives. It offers a wealth of analytical tools, active learning features, and decision-making exercises. Real-world examples, personal assessments, and an integrated personal financial plan are presented throughout to make the material even more relevant.