Principles and Practices Of Banking

0.0

The book, Principles and Practices of Banking, introduces readers to all the basic concepts and practices in the banking and financial sector in India. The development of Banking industry, right from its infancy to the present expanding scenario, is covered in Principles and Practices of Banking. The book also focuses on the challenges faced by the sector in these changing times, the expanding use of technology that helps the sector provide more services more efficiently, and the regulations put in place by the Reserve Bank of India to provide financial stability and safeguard the interests of depositors. Following are the topics covered in this book: The Deposit Function, Specialized Services and Products, Bank Investments, Evolution of Banking, Lending Function, Electronic Financial Services,  RBI Regulations, and Fund Management. Principles and Practices of Banking is a good introductory book to familiarize the reader with the various aspects of the banking industry and the regulations that govern it. The expanding markets, the various functions, impact of technology on the sector, and RBI rules are explained clearly. Principles and Practices of Banking is a compilation of contributions from several experts at IIBF. The Indian Institute of Banking and Finance (IIBF), established in 1928, is an association of banking andfinancial institutions. Table Of Contents Foreword MODULE A: INDIAN FINANCIAL SYSTEM 1. Indian Financial System — An Overview 2. Banking Regulation 3. Retail Banking, Wholesale and International Banking, ADR, GDR and Participatory Notes 4. Role and Functions of Capital Market, Securities and Exchange Board of India (SEBI) 5. Role and Functions of Mutual Funds 6. Role and Functions of Insurance Companies, Bancassurance and Insurance Regulatory and Development Authority (IRDA) 7. Factoring, Forfaiting Services and Off-Balance Items 8. Risk Management and BASEL II — An Overview 9. Alliances/Mergers/Consolidation 10. Credit Information Bureau (India) Limited (MIL), Fair Practices Code for Debt Collection and Banking Codes and Standards Board of India 11. Recent Developments in the Indian Financial System MODULE B: FUNCTIONS OF BANKS 12. Banker-Customer Relationship 13, Banker's Special Relationship  14. Payment and Collection of Cheques and Other Negotiable Instruments 15. Opening of Accounts of Various Types of Customers 16. Ancillary Services  17. Principles of Lending, Working Capital Assessment and Credit Monitoring 18. Priority Sector Advances 19. Agricultural Finance 20. Micro, Small & Medium Enterprises in India 21. Government Sponsored Schemes 22. Self-Help Groups  23. Credit Cards, Home Loans, Personal Loans, Consumer Loans 24. Documentation 25. Different Modes of Charging Securities 26. Types of Collaterals and their Characteristics 27. Non-Performing Assets 28. Financial Inclusion MODULE — C: BANKING TECHNOLOGY 29. Essentials of Bank Computerisation 30. Payment Systems and Electronic Banking 31. Data Communication Network and EFT Systems 32. Role of Technology Upgradation and its Impact on Banks 33. Security Considerations MODULE — D: SUPPORT SERVICES — MARKETING OF BANKING SERVICES/PRODUCTS 34. Marketing — An Introduction 35. Consumer Behaviour and Product 36. Pricing 37. Distribution 38. Channel Management 39. Promotion  40. Role of Direct Selling Agent/Direct Marketing Agent in a Bank 41. Marketing Information Systems — A Longitudinal Analysis Abbreviations Glossary Banking Terms Marketing Terms Information Technology Bibliography